Structure – Edullect Commercial

TRANSPARENCY PORTAL

The Architecture of Trust

Understand how community investment flows through our corporate structure to secure educational properties, governed by ethical values, transparency, and regulatory compliance.

CORPORATE STRUCTURE

The Community-to-Campus Bridge

SHAREHOLDERS

Community Investors

Individual community members who purchase shares

HOLDING COMPANY

Edullect Commercial LTD

Parent entity managing the portfolio strategy

SPV COMPANY

Edullect Academy London LTD

Ring-fenced entity holding a single property asset

PHYSICAL ASSET

Melville Court, Romford, RM3 8SB

Purpose-built school building leased to operating school

INVESTMENT FLOW

How Your Investment Works

01

Community Investment

Investors purchase shares in a dedicated SPV company. Each share represents an equal ownership stake in the property-holding entity.

02

Property Acquisition

The SPV uses pooled investment to acquire purpose-built school buildings. Each SPV holds a single property, ensuring asset ring-fencing.

03

Lease (Rental) Income

The property is leased to an operating educational institution. Lease income flows back through the SPV to shareholders.

04

Capital Preservation & Growth

The underlying property asset helps preserve invested capital, with potential for value appreciation over time as the property market grows.

05

Liquidity & Exit Flexibility

As the value of the property and shares increases, investors have the ability to liquidate their holdings. Shares are often sold within 48 hours due to strong demand from existing shareholders looking to increase their holdings, as well as a waiting list of interested investors.

REGULATORY FRAMEWORK

Operating Under the FCA Exception

Edullect Commercial Ltd operates within the FCA regulatory framework established by the Financial Conduct Authority for community-based investment schemes. This framework prioritises investor protection while enabling community-driven capital formation.

Participation in this investment is therefore limited to individuals who meet specific eligibility criteria under FCA rules. This typically includes high net worth individuals and self-certified sophisticated investors, as well as investors who confirm that they will not invest more than 10% of their net assets (excluding their primary residence, pensions, and certain insurance rights). These requirements are designed to ensure that investors are able to understand the risks involved and that their exposure remains proportionate to their overall financial position.

By adhering to these FCA exemptions, Edullect ensures that its investment opportunities remain compliant, transparent, and aligned with regulatory standards, while continuing to facilitate responsible, community-focused investment.

SHARI'AH COMPLIANT

Halal Ethical Investment

Edullect Commercial Ltd not only operates within the FCA’s regulatory framework for community‑based investment schemes, it also ensures that its investment structure is Shari’ah‑compliant—meaning investments are designed and governed in accordance with established Islamic finance principles.

Shari’ah‑compliant investing is rooted in Islamic law (Shari’ah) and requires that the deployment of capital and the generation of returns avoid prohibited elements such as interest (riba), excessive uncertainty (gharar), and involvement in haram (forbidden) industries like gambling, alcohol, or conventional financial services that primarily earn interest. Compliance therefore demands a direct link between financial returns and real economic activity involving tangible assets, such as property, rather than income derived from interest‑based lending or speculation.

Edullect Commercial Ltd only acquires real commercial property assets and leases them to schools or other ethical, permissible operations. No investments are made in interest-bearing instruments, speculative ventures, or prohibited industries. All returns are directly tied to tangible property, ensuring that the investment remains halal, transparent, and ethically sound.

Shari’ah-Compliant

All investments follow Islamic finance principles, avoiding interest (riba), excessive uncertainty (gharar), and prohibited industries

Asset-Backed

Investment is only in tangible commercial property, providing a secure and real asset base.

Ethical Leasing

Properties are leased exclusively to schools and other permissible, ethical operations.

Profit from Assets

Returns come directly from property income and value growth, not from interest or speculation.

Transparent & Ethical

Clear governance, regular reporting, and responsible oversight ensure full compliance and investor confidence.

Ready to See Our First Asset?

Explore the Edullect Academy London, Melville Court investment opportunity and see how your community stake contributes to educational infrastructure.